Standard Calculator
Everyday arithmetic with memory functions — add, subtract, multiply, divide
💡 Press % after a number to convert it — e.g. 200 + 15% = 230
Mortgage payments, 401k retirement projections, investment compound growth, BMI, percentages, tips, age, and currency — all free, no sign-up.
Everyday arithmetic with memory functions — add, subtract, multiply, divide
💡 Press % after a number to convert it — e.g. 200 + 15% = 230
Trigonometry, logarithms, exponents, square roots, and constants π and e
Estimate your monthly mortgage payment — principal, interest, tax, and insurance
💡 A 20% down payment removes PMI, typically saving $100–$200/month.
Project your retirement nest egg with contributions, employer match, and compound investment growth
💡 Always contribute enough to capture 100% of your employer match — it's an instant 50–100% return on that money.
Calculate compound interest growth on lump sums and regular contributions over time
💡 Adding just $100/month more to your investment can add tens of thousands to your final balance through compounding.
Estimate your federal & state taxes, FICA deductions, and actual take-home pay per paycheck
💡 This calculator uses 2024 federal tax brackets. State tax rates are simplified flat approximations — actual rates are graduated and vary. Always verify with your payroll department or a tax professional.
Three essential percentage formulas — instant results, no guesswork
Calculate your Body Mass Index in US or metric units and find your healthy weight range
💡 BMI is a screening tool — not a diagnostic measure. Always discuss results with a healthcare provider.
Split the bill and calculate tip per person — no math at the table
💡 15% = good, 18% = great, 20%+ = excellent service.
Find your exact age in years, months, and days — plus your next birthday countdown
Convert between 10 major world currencies using reference exchange rates
⚠️ Rates are reference values. For live rates use your bank or a financial service.
Fresh articles from top financial sources — updated automatically
Our free 401k retirement calculator projects your savings balance based on your salary, contribution rate, employer match, and expected investment returns — showing exactly how much you could have by retirement age.
The compound interest investment calculator shows how your money grows over time. Enter your initial amount, monthly contributions, and annual return rate to watch compound growth work in your favor.
Estimate your full monthly mortgage cost including principal, interest, property tax, and insurance. Compare 10, 15, 20, and 30-year loan terms and see total interest paid over the life of your loan.
Our free BMI calculator works in both US and metric units. Instantly see your Body Mass Index, weight category, and the healthy weight range for your height.
Three percentage formulas in one place — find X% of a number, calculate what percentage X is of Y, and compute percentage change between two values. Plus a full scientific calculator.
Convert between 10 major currencies, split a restaurant bill with the tip calculator, calculate your exact age in days, and more — all free, all instant, all in one place.
Figuro provides a complete suite of free online calculators covering personal finance, retirement planning, health, math, and everyday needs. All calculators run instantly in your browser — your data never leaves your device, no account is required, and there are no hidden costs.
Our 401k calculator helps you answer the most important retirement question: "Will I have enough?" Enter your current age, retirement age, salary, and contribution percentage. Add your employer's matching rate and cap. The calculator projects your balance year-by-year, compounding contributions at your expected annual return. Results include your projected balance at retirement, a breakdown of your contributions vs. employer match vs. investment growth, and an estimated monthly income based on the widely-used 4% withdrawal rule.
Financial planners generally recommend contributing at least enough to capture your full employer match — it's an immediate 50–100% return on that money before any market gains. Even small increases in your contribution percentage today can add hundreds of thousands of dollars to your retirement balance thanks to compound growth over decades.
Compound interest is the most powerful force in personal finance. Our investment growth calculator lets you model any investment scenario: enter a lump-sum starting amount, add optional monthly contributions, choose your expected annual return rate, and select how frequently interest compounds (daily, monthly, quarterly, or annually). The calculator shows your total balance, the exact interest earned, and — crucially — the inflation-adjusted real value of your future money in today's dollars.
Use the investment calculator to compare scenarios: what if you start investing five years earlier? What if you increase monthly contributions by $100? What if markets return 6% instead of 8%? Seeing these numbers side by side is the clearest way to understand what drives long-term wealth.
Many home buyers focus only on principal and interest, but your true monthly housing cost includes property tax and homeowners insurance too. Our mortgage calculator breaks down all components and reveals the total interest you'll pay over the life of your loan — a number that often surprises first-time buyers. At current interest rates, a 30-year mortgage can cost nearly as much in interest as the original purchase price.
Figuro calculators are fast, accurate, and free. They're designed for real decisions — not just to push a button and get a number. Each calculator includes explanatory tips and context so you understand what the results mean and how to use them. Whether you're a student, a homeowner, a retirement planner, or someone splitting a dinner bill, Figuro has the right tool for you.